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Lightning in the night hitting a house on the ground. Tennessee lightning myths.

It's Time to Debunk Tennessee's Biggest Lightning Myths

Popular myths would have you believe that lightning never strikes the same place twice. Knowing the facts about lightning can help keep your property safe, and a Tennessee independent insurance agent can get you covered with the right homeowners insurance to help further. But first, let's debunk some common lightning myths.

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Hit and run accident on the road. Hit and run accidents in Tennessee.

What Happens in Tennessee after a Hit and Run Accident?

Doing your part as a safe driver isn't always enough to keep you protected. Since hit and run accidents happen, it's critical to understand what to do afterwards in case one ever impacts you. That starts with knowing who's responsible in Tennessee for covering hit and run damage and when to file a car insurance claim.

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Man fixing outdoor broken sewage pipe. Who's responsible for busted sewage lines in Tennessee?

Who's Responsible for Busted Sewage Lines in Tennessee?

Even elements installed in the ground under your home can end up causing costly damage. So who's responsible for the damage and filing a claim if a sewage line busts in Tennessee? A Tennessee independent insurance agent can help you find the right type of homeowners insurance to protect you from this disaster and more.

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Motor yachts in the port at sunset. If my boat bumps another at a Tennessee marina, who's responsible?

If My Boat Bumps Another at a Tennessee Marina, Who's Responsible?

No matter how securely you dock your boat, it can still damage someone else's. So what happens if your boat bumps into another one while docked at a Tennessee marina? A Tennessee independent insurance agent can help you get set up with all the boat insurance you need to protect against this incident and many others.

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Sandbags Outside Front Door Of Flooded House. Does home insurance cover basement floods in Tennessee.

In Tennessee, Does Home Insurance Cover Basement Floods?

In Tennessee, storms are common, especially those that can cause flooding. But what happens if your gutters are clogged and the water backs up into your basement, causing an indoor flood? A Tennessee independent insurance agent can help you get protected against this disaster and many others with the right home insurance.

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